Debtfair

There's a definite contrast between myself who has debt and needs to make money to make art and those artists more independent from financial restraints. Many grad schools are out of reach and almost all residencies. Especially now that I am a parent. There are choices I made in my younger years that held me back. While saddled with debt, I thought of things more existentially. A friend of mine once said in regards to his student loans, they are trying to get water from a rock. I completely related to that and it signaled to me it was OK to default. So I did. Many years later the collection agencies caught up to me. I was about to get a rather substantial tax return and they swooped in and got it. It was a set back and any new art projects or goals had to be put on hold. My loan was originally $10,000 in 1994. It is now $9059. So in 22 years it has gone down $41. I make my payment now on time and I found a really affordable studio through the Chashama Studio Program. Maybe when I am 64 I will be finally paid off.