Yes. Taking out loans to complete a graduate degree that would allow me to teach at the college level.
I am currenty working as an adjunct professor at multiple colleges. It takes teaching nearly twice as much as full-time faculty to make half as much pay. I spend most of my time working for my students without much time or funds to maintain a consistent and effective exhibition history. This then reduces the possiblities of being accepted into a full-time job that requires both teaching experience and an exhibition history.
The debt itself is consolidated with the Department of Education, which allows some breathing room because of income-based repayment. Yet this still means I am either making very little and not having to make payments, or, when I do make an increased income, part of it is then required to go to my loans.