I am a little over 40,000 dollars in debt. This debt comes from one semester in a masters program (that did not turn out to be at all what I thought it would be), buying a car (to better able myself to get a job, HA), and from credit cards (one card I used to study abroad in undergrad--no regrets there!--the other credit card accumulated debt because I was supplementing income). I do have a small sum that I owe to my family for helping me out in times of need as well.
I am currently a server at a country club and am still trying to find a career where I can be challenged and truly use my creativity. I often struggle with my jobs because I feel unfulfilled.
Having this large sum of debt constantly weighing over me puts pressure on my financial situation. I often have to work more to try to break even (let alone get ahead), so I barely have time to do my artwork. Currently, I feel like I am especially limited timewise, but still feel the need to seek a second job because I am unable to support myself with my present income. When I do have time, it is a rare occasion that I have spare cash to get any supplies, so I make do with what I have (I do enjoy that challenge at times though :D).