How did you get into debt?
School loans are mostly to blame.
How does your economic reality effect your art?
Stressful and anxiety ridden would be a good way to describe my characters. They worry about day to day things and don't get to just sit and enjoy life alot of the times. More meditation, medication, and relaxation would help my characters immensely.
Would your work look different if you weren't in debt?:
I hope not, but the suffering brings along some introspection and enlightenment.